FAQ
STRAIGHT ANSWERS.
The membership
What exactly is BizMotus?
A business membership platform: Academy education, an AI assistant, AI document generation, a net-30 vendor marketplace, and a full business library — bundled on a fixed-term installment plan instead of a typical monthly subscription.
Who is it for?
U.S. business entities — new founders getting organized, and growing businesses that want education, tools, and vendor access in one place. It's a commercial product, not for personal use.
Do you report to the business credit bureaus?
Yes. We report your payment history to the major business credit bureaus — Experian and Dun & Bradstreet — with automatic monthly reporting. Stronger scores mean better financing rates, favorable vendor terms, and lenders who see your business as creditworthy.
How is this different from Nav or other platforms?
Most platforms are monitoring dashboards with an upsell marketplace. BizMotus is a complete working toolkit — courses you actually finish, an assistant that knows your account, documents generated from your real business details, and a vendor catalog — on one fixed-price plan with a defined end date instead of a forever-subscription.
The new way to pay
What is "the new way to pay"?
Instead of an open-ended subscription, you choose a fixed term and pay one predictable monthly installment at 0.00% APR. No interest, no prepayment penalty, and a 30-day cooling-off period with a full refund.
Is this a loan?
No. Nothing is lent and there's no credit limit to draw against. It's a fixed-term installment plan for a package of business tools and services.
What does it cost?
See live pricing on the Pricing page — every plan shows its term, monthly payment, and total. The total is fixed up front; 0% APR means it never grows.
Can I pay it off early?
Yes, anytime, with zero penalty — and you keep access to your tools through the end of your original term.
Can I cancel?
There's a 30-day cooling-off period with a full refund, no questions asked. After that, cancellation terms are spelled out plainly in your agreement.
Getting started
Do I need to give my SSN or a personal guarantee?
No personal guarantee and no SSN-based underwriting. Your membership is established with your business's EIN, and we verify the business itself (KYB) — not your personal finances.
What do I need to apply?
A formed U.S. business entity with an EIN, a business bank account, and a few minutes for the application. The Academy walks you through anything you're missing.
What is business verification (KYB)?
A standard check that your business is real and in good standing — it protects the platform and every member on it. Most verifications complete quickly during onboarding.
How do I get help?
The in-app assistant answers most questions instantly, and our team is at support@bizmotus.com or (855) 965-5686, Monday–Friday 9–5 ET.
Still curious?
See it from the inside →