Blog
Business credit,
explained plainly.
Practical education on building business credit on your EIN — tradelines, net-30 vendors, bureau reporting, and growing without a personal guarantee.

Net 30 Vendors That Report to the Business Credit Bureaus
Net 30 accounts are the easiest way to put real payment history on your business credit profile. Here is how to pick vendors that report and use them well.

Experian Business vs Dun & Bradstreet: What Every Owner Should Know
Experian Business and Dun and Bradstreet are the two bureaus that matter most. Here is how each one scores your business and why you want a presence on both.

How to Build Business Credit on Your EIN
Business credit lives under your EIN, not your Social Security number. Here is how to build a strong profile the right way, from foundation to reporting accounts.

What Is a Paydex Score and How to Improve It
The Paydex score is Dun and Bradstreet measure of how promptly your business pays. Here is what the numbers mean and the habits that raise it.

What Is a Business Tradeline?
A business tradeline is any account that appears on your business credit report. Here is what counts, why tradelines matter, and how to add good ones.

How to Get Business Credit Without a Personal Guarantee
You can build real business credit that stands on your EIN alone. Here is how to use the right accounts and earn no guarantee terms over time.